Month: March 2024

Do you operate a home-based business in the Zionsville, IN, vicinity? If so, it’s essential to know that Completely Independent Insurance can protect your venture. Small or home-based businesses, like any other businesses, should ensure their operations with apt commercial insurance. Let’s discuss two common misconceptions about insuring home-based enterprises.

Home Insurance is Sufficient to Protect Home-Based Businesses

Homeowners insurance is designed mainly to shield personal residences and their contents. It typically doesn’t envelop business furniture, computers, software, inventory, or equipment. Business-related losses wouldn’t likely be covered under a standard home insurance policy. Similarly, your home insurance policy wouldn’t typically include liability coverage for any injury that results from your business activities.

Home-Based Businesses Don’t Require Business Insurance

Regardless of their locations, business insurance is designed to cover commercial activities. Running a business from home without proper insurance is risky. Your home insurance wouldn’t cover any losses stemming from business-related incidents. Understanding this vital distinction is pivotal.

Safeguard Your Business Interests

If you operate a business from home, we recommend reaching out to Completely Independent Insurance Agency, serving Zionsville, IN. We’d be happy to discuss your business, potential risks, and steps to safeguard your investment. We’ll design a plan to cover your business-related property and liability risks – you might find that adequate coverage is more affordable than you think.

Get started by giving a call to Completely Independent Insurance Agency today. We understand businesses of diverse sizes, their associated risks, and the value of peace of mind.