Protect Your Rental Properties Against Damage Your Tenants Cause

Your landlord insurance policy may protect against property damage and loss. If tenants cause damage that will require extensive repairs, your insurance policy may cover some of the costs you face.

Rental Inspection Process

Inspect each property you plan to rent out. This will determine its condition. Take pictures or record footage of each dwelling.

The images that you capture can be referred to later if necessary. If a tenant damages a rental property, you can use the images to substantiate the fact that the tenant is responsible for the damage.

Damage Protection

A landlord insurance policy will cover structural and cosmetic damage that occurs to a rental property. If you are responsible for paying out-of-pocket costs to rehabilitate a property, the damage protection will allow you to recoup some of the costs you are faced with.

Non-Occupied Coverage

Non-occupied coverage does not provide protection against damage caused by tenants. This optional type of protection covers dwellings that are not ready to rent out.

If you are going to be rehabilitating a property, for instance, the non-occupied coverage will provide financial relief if one of the rental units is vandalized or damaged in another way.

Accidental Damage

Your policy may cover accidental damage caused by a tenant. This type of coverage will pay for repairs needed to restore a rental to its original condition.

Landlord Insurance Policy

If you are ready to discuss the landlord insurance protection you seek, contact one of our agents who serves the Zionsville, IN region. During the consultation, an agent who represents the Completely Independent Insurance Agency will ask questions. Your answers will guide them in recommending landlord insurance coverage to you.